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What's 36% Got to Do With It?
  • nonPrime101
  • October 6, 2016
  • This report answers the question: Does Lender Behavior Support CFPB’s Hypothesis That Installment Loans Are Increasingly Unaffordable as Rates Increase? Find the answer in Report 11

Latest Articles
October 6, 2016

Does Lender Behavior Support CFPB’s Hypothesis That Installment Loans Are Increasingly Unaffordable as Rates Increase? By: Rick Hackett CFPB (the Bureau) defines “covered longer term loans” that will be subject... Read More

September 29, 2016

This report answers the question: Do those with the ability-to-repay appear more likely to actually repay?  Find the answer in Report 10

September 29, 2016

By: Rick Hackett In a recent White Paper, we analyzed the ability-to-repay (ATR) of a large sample of storefront payday borrowers, using the CFPB’s recently proposed method of computing residual... Read More

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