Report 7-C: A Balanced View of Storefront Payday Borrowing Patterns

March 28, 2016

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Report 7-B: Searching for Harm in Storefront Payday Lending

February 16, 2016

Click here for our full Report #7-B.

Report 8: Can Storefront Payday Borrowers Become Installment Loan Borrowers? Can Storefront Payday Lenders Become Installment Lenders?

December 1, 2015

Report 7-A: How Persistent Is the Borrower-Lender Relationship
in Payday Lending?

October 23, 2015


Report 6: The CFPB 5% Solution

September 14, 2015

Report 5: Loan Product Structures and Pricing in Internet Installment Lending:
Similarities to and Differences from Payday Lending and Implications for CFPB Rulemaking

May 21, 2015

Report 4: Regulatory Intervention in Internet Small-Dollar Lending: Results of “Operation Choke Point”

March 11, 2015

Report 3: Predictive Value of Payment-to-Paycheck Ratio in Payday Lending

February 17, 2015

Report 2: Does State Regulation of Small-Dollar Lending Displace Demand to Other Lenders?

January 27, 2015

Presentation: Online Borrower Use of Small-Dollar Loans: Effect of State Regulation in the Online Space

October 14, 2014

Presentation: Industry Questions, Considerations, and Preliminary Data Findings

Preliminary Survey Results-Winter 2012-2013

August 26, 2014<

Report 1: Profiling Internet Small-Dollar Lending: Basic Demographics and Loan Characteristics

July 21, 2014

What Does the “Intent to Not Pay” Consumer Look  Like?

November 7, 2013

Types of Fraud Infographic

October 11, 2013


Get the Facts on Non-prime Consumer Behavior

August 19, 2013

Changing Patterns and Behaviors of Unsecured Short Term Loan Consumers

August 16, 2013